In Memphis, Tennessee, an operating HVAC unit is a necessity. Not only are the summers getting hotter, but the winters are getting colder, and you can’t be caught without a working HVAC. However, HVAC unit replacements and repairs can be costly, and many people don't have the money to fund a last-minute expense. Thankfully, you can apply for HVAC financing in Memphis to help pay for a replacement or upgrade for your unit.

Aire Serv® of Memphis is here to not only help you replace and repair your HVAC, but we can also secure financing for you to afford these services. We’re committed to ensuring you get the help you need for the indoor temperature you deserve.

Aire Serv service professional greeting homeowner in entryway.

FAQ on HVAC Financing

We want our neighbors in Memphis to have as much information as possible on the best HVAC financing options, and you can use this FAQ to get started. We hope this answers your questions, but if you are still uncertain about which HVAC financing in Memphis option is best for you, we’re here to help you navigate it.

There are many available HVAC financing options in Memphis, so evaluate them and carefully choose the best plan for your needs. Many people go the traditional route of applying for a bank or home equity loan to finance their HVAC system. However, there are many other options as well.

Many HVAC manufacturers and HVAC service contractors offer financing. Aire Serv of Memphis has flexible financing options available for locals in the area, and they come with convenient repayment options.

While the above HVAC financing options in Memphis are great, they often require a credit check, which deters people with lower credit scores. However, there are still options, like working with your HVAC contractor. They often have eligibility for people who have lower credit scores.

You could also consider a loan designed for people with lower credit scores through community organizations, government assistance, or nonprofits. These loans are geared toward home improvement projects, including HVAC upgrades, and may require a type of collateral offered in place of a good credit score. They also have flexible repayment options and terms.

The best HVAC financing in Memphis will differ for everyone, depending on your requirements, budget, and financial situation. If you have time, get offers from different providers and compare them. Look at the best rates, repayment terms, and timeline from there.

If you’re searching for “HVAC financing near me,” you’ll find excellent options at Aire Serv of Memphis. We proudly offer flexible HVAC financing for locals, including six different repayment options with credit commitments of 120 to 180 days. If you need an HVAC repair or replacement urgently, we can provide fast financing options to get you the comfortable indoor air temperature you deserve. Contact us today to learn more about our HVAC financing options in Memphis.

Request Financing Information
Aire Serv of Memphis

Whether you’re dealing with a minor repair or a major replacement, we have a financing plan that will work for you. Once we access your system, and what’s needed, we’ll be happy to review your options, and help you choose the one that meets your needs.

* indicates a required field

Contact Information

This field is required
This field is required
This field is required
This field is required

Service Address

This field is required
This field is required
This field is required
This field is required
We're sorry. We don't currently provide service to
help icon
Call for 24/7 emergency service or schedule an appointment online.