What types of HVAC services are eligible for payment plans?

You can use a payment plan for most residential HVAC services, including repairs, upgrades, replacements, projects, and more. Whether it’s an urgent repair or a planned improvement, Aire Serv of Madison offers payment plans to help make your project easier to manage.

How do I apply for a payment plan?

Applying for a payment plan with Aire Serv of Madison is quick and simple! Start your application online through our trusted financing lender. The secure form only takes a few minutes to complete, and you’ll receive your results quickly.

Can I get a payment plan through Aire Serv?

Yes! Aire Serv of Madison offers convenient payment plans to make your HVAC projects easier to manage. Whether you’re planning an upgrade or need unexpected repairs, you can apply online and receive a quick credit decision—often within minutes. Our financing lender provides payment plans designed to fit your budget, so you can get the work done now and pay over time with confidence.

How soon will I receive a credit decision?

Most applicants receive a credit decision within minutes. If you’re approved, we’ll help you choose the best payment plan for your project and schedule your service at a convenient time.

How can you finance a new HVAC system?

There are many available HVAC financing options in Memphis, so evaluate them and carefully choose the best plan for your needs. Many people go the traditional route of applying for a bank or home equity loan to finance their HVAC system. However, there are many other options as well. Many HVAC manufacturers and HVAC service contractors offer financing. Aire Serv of Memphis has flexible financing options available for locals in the area, and they come with convenient repayment options.

What are my options for HVAC financing in Memphis if I have bad credit?

While the above HVAC financing options in Memphis are great, they often require a credit check, which deters people with lower credit scores. However, there are still options, like working with your HVAC contractor. They often have eligibility for people who have lower credit scores. You could also consider a loan designed for people with lower credit scores through community organizations, government assistance, or nonprofits. These loans are geared toward home improvement projects, including HVAC upgrades, and may require a type of collateral offered in place of a good credit score. They also have flexible repayment options and terms.

How to choose the best HVAC financing plan?

The best HVAC financing in Memphis will differ for everyone, depending on your requirements, budget, and financial situation. If you have time, get offers from different providers and compare them. Look at the best rates, repayment terms, and timeline from there. If you’re searching for “HVAC financing near me,” you’ll find excellent options at Aire Serv of Memphis. We proudly offer flexible HVAC financing for locals, including six different repayment options with credit commitments of 120 to 180 days. If you need an HVAC repair or replacement urgently, we can provide fast financing options to get you the comfortable indoor air temperature you deserve. Contact us today to learn more about our HVAC financing options in Memphis.

How do I know how much can be financed?

The amount you can finance depends on your chosen plan and your decision with our financing lender. When you complete the online application, you’ll receive a quick credit decision that includes your available credit limit. This way, you’ll know exactly how much you can finance for your HVAC project before scheduling any work, making it easy to plan your repairs or upgrades with confidence.

What if I have a financing provider of my own?

No problem! If you already have a financing provider, you can still use their services to pay for your HVAC project with Aire Serv of Madison. We’ll work with your provider to ensure a smooth process, so you can move forward with your repairs or upgrades without any hassle. Our goal is to get the work done safely and efficiently, which includes making it easy to use the payment method that works best for you.

Do I need perfect credit to qualify?

Not at all! Our financing lenders make it easy to apply and are often able to accommodate a range of credit profiles. Even if your credit isn’t perfect, you may still qualify for a payment plan that meets your needs.

Aire Serv branded van parked in residential driveway.

Aire Serv of Madison

Payment Plans Made Convenient!

Use our payment plans to get the HVAC repairs, upgrades, or installation you need. Subject to credit approval through Wells Fargo Bank, N.A., an Equal Housing Lender.

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Residential
Commercial

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We Make Paying for Your Service Convenient!

Easy to Apply
Receive your credit decision within minutes.
Flexible payment options help you manage your payments comfortably.
Our flexible payment options make financing your service convenient.

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Customer Reviews

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I have AHS insurance that covers my furnace so I only paid a deductible for the service. With that said, Aire Serv is great! Natalee is in contact quickly while scheduling and getting the details. When it comes to servicing my furnace, Matt is knowledgeable, friendly, and honest. Thanks for the quick, great service!

Keeosu
4.9/5
★★★★★
Very nice people thank you for help any time so fast .

Maria Sandoval
4.9/5
★★★★★
Very nice, professional, and personable.

Tim Olson
4.9/5
★★★★★
The installers were very professional and thorough. They did great work!

Sandy O'Connor
4.9/5
★★★★★
Aireserv staff went above and beyond for us! We had a routine check on our furnace and it was found we needed a new one. Krysta was so helpful navigating the whole process and it was seamless. Jerry installed the new furnace and was amazing. Professional, friendly and answered all of our questions! I would highly recommend this company and their fantastic team!

Alicia Meidinger
4.9/5
★★★★★

The Neighborly Done Right Promise® delivered by Aire Serv, a proud Neighborly company.

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How Do Payment Plans Work?

Step 1

Apply in Minutes

Fill out our online form. It takes just a few minutes to complete!
Step 2

Receive a Quick Credit Decision

Receive your credit decision within minutes of applying.
Step 3

If approved for financing, please contact us to schedule your service.

Payment Plans That Work For You!

Whether it’s HVAC repairs, an upgrade, or new installation, our flexible payment plans are designed to meet your needs. Subject to credit approval through Wells Fargo Bank, N.A., an Equal Housing Lender.

Apply Now

Payment Plans That Work For You!

Residential
Commercial

Let Us Call You

What to Know About Payment Plans

Yes! Aire Serv of Madison offers convenient payment plans to make your HVAC projects easier to manage. Whether you’re planning an upgrade or need unexpected repairs, you can apply online and receive a quick credit decision—often within minutes. Our financing lender provides payment plans designed to fit your budget, so you can get the work done now and pay over time with confidence.
No problem! If you already have a financing provider, you can still use their services to pay for your HVAC project with Aire Serv of Madison. We’ll work with your provider to ensure a smooth process, so you can move forward with your repairs or upgrades without any hassle. Our goal is to get the work done safely and efficiently, which includes making it easy to use the payment method that works best for you.
The amount you can finance depends on your chosen plan and your decision with our financing lender. When you complete the online application, you’ll receive a quick credit decision that includes your available credit limit. This way, you’ll know exactly how much you can finance for your HVAC project before scheduling any work, making it easy to plan your repairs or upgrades with confidence.
Applying for a payment plan with Aire Serv of Madison is quick and simple! Start your application online through our trusted financing lender. The secure form only takes a few minutes to complete, and you’ll receive your results quickly.
Most applicants receive a credit decision within minutes. If you’re approved, we’ll help you choose the best payment plan for your project and schedule your service at a convenient time.
You can use a payment plan for most residential HVAC services, including repairs, upgrades, replacements, projects, and more. Whether it’s an urgent repair or a planned improvement, Aire Serv of Madison offers payment plans to help make your project easier to manage.
Not at all! Our financing lenders make it easy to apply and are often able to accommodate a range of credit profiles. Even if your credit isn’t perfect, you may still qualify for a payment plan that meets your needs.

Financing options are available through third-party lenders. Aire Serv of Madison is not the lender and does not make credit decisions. Financing approval, rates, terms and payment schedules are determined by the financing lender and your credit profile. Financing is subject to credit approval. Not all applicants qualify. Terms vary based on creditworthiness. Restrictions may apply.

DONE RIGHT PROMISE

We stand by the promise to do the job right. Our independently owned franchise owners will perform services in a professional, workmanlike manner, consistent with industry standards. If you believe the job was not done right, contact your local franchise owner within 1 year and they will re-perform the services at no additional cost to you. In the event you are still not satisfied, our liability is limited as set forth below.

DISCLAIMER OF CERTAIN WARRANTIES

Because we are a services company and do not manufacture products, we only warrant their services with the “Done Right Promise.” Except as otherwise provided or where prohibited by law, we provide no further warranty as to the services and all third-party manufactured materials or goods provided or installed in connection with the services are provided without warranties by us of any kind, either express or implied, including but not limited to warranties of title, implied warranties of merchantability or fitness for a particular purpose, or non-infringement of third-party rights.

To the maximum extent permitted by applicable law, we and our independently owned franchise owners make no representations and expressly disclaim the above warranties including any as to the reliability, quality, or performance of any third-party manufactured materials or goods or installed in connection with our services.

EXCLUSIONS

The “Done Right Promise” is subject to the following exclusions: (i) services that you request be re-performed that were not originally agreed to be performed for you; (ii) losses or inability to perform arising out of acts of nature or other force majeure event; (iii) losses or inability to perform arising from the acts or omissions of you or a third party; (vi) losses or inability to perform arising from a manufacturer’s or a product’s defects; (v) losses or inability to perform due to unforeseeable or latent defects in the premises or property; and/or (vi) services that you request be re-performed but for which you have not previously paid in full.

LIMITATION OF LIABILITY

OUR LIABILITY IS LIMITED SO WE CAN PROVIDE PROFESSIONAL SERVICES AT A REASONABLE PRICE. EXCEPT AS OTHERWISE PROVIDED OR WHERE PROHIBITED BY LAW, IN NO EVENT UNDER ANY THEORY OF LIABILITY SHALL WE, OUR FRANCHISE OWNERS, OR OUR AGENTS BE LIABLE FOR ANY LOSS OR CLAIM ARISING FROM INJURY TO PERSON OR PROPERTY, PRODUCT DEFECT OR FAILURE, ACTS OR OMISSIONS BY YOU OR A THIRD PARTY, LOSS OF USE, PROFITS, OR OPPORTUNITY, AND/OR ANY OTHER INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, CONSEQUENTIAL, OR PUNITIVE DAMAGES, REGARDLESS OF WHETHER WE, OUR FRANCHISE OWNERS, OR OUR AGENTS HAD NOTICE OF THE POSSIBILITY OF SUCH LOSS, CLAIM, OR DAMAGES. BECAUSE SOME STATES DO NOT ALLOW THE ABOVE LIMITATION OF LIABILITY, IT MAY NOT APPLY TO YOU AND YOU MAY HAVE ADDITIONAL RIGHTS. IN THE EVENT THE ABOVE LIMITATION OF LIABILITY DOES NOT PRECLUDE LIABILITY OR IS FOUND UNENFORCEABLE, YOU AGREE YOUR EXCLUSIVE AND SOLE REMEDY FROM US, OUR FRANCHISE OWNERS, OR OUR AGENTS IS LIMITED TO THE MONETARY AMOUNT PREVIOUSLY PAID BY YOU FOR THE SERVICES.