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HVAC Financing Options

Aire Serv HVAC Financing Options


Welcome to Aire Serv®'s HVAC Financing Options. As we experience increasingly unpredictable weather patterns, a comfortable home environment is no longer just a luxury but a priority to ensure the health and well-being of you and your family.

When your heating or air conditioning system breaks down, it's not just about comfort — it's a matter of safety and necessity. That's why Aire Serv offers flexible HVAC financing options. We're dedicated to ensuring you get the timely HVAC service you need, exactly when you need it.

Aire Serv HVAC Financing Options

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Options for Financing That Fit Your Needs


We understand that HVAC repairs or replacements can unexpectedly disrupt your budget and financial flexibility. To help you manage such an unexpected expense, we offer various HVAC financing options through our collaboration with lending institutions.

Our HVAC financing plans come with the following:

  • High approval rates to ensure you get the repairs or replacement you need.
  • Quick and easy application process so you're not left waiting for an answer.
  • 120-180 day credit commitment.
  • Six convenient ways to make a payment.

Our financing ensures you’ll have the options you want to get the HVAC services you need without adding undue financial stress.

Options for Financing That Fit Your Needs

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12-Month Same-As-Cash Loan

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of February 2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

12-Month Same-As-Cash Loan
12-Month Same-As-Cash Loan

0% APR 36-Mo Loan

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 0.00% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 36 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 36 monthly payments of $27.22 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

0% APR 36-Mo Loan
0% APR 36-Mo Loan

4.99% APR 5-Yr Loan

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 4.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $18.88 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

4.99% APR 5-Yr Loan
4.99% APR 5-Yr Loan

8.99% APR 5-Yr Loan

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $21.11 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

8.99% APR 5-Yr Loan
8.99% APR 5-Yr Loan

Traditional Installment Loan

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 24.49% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. Monthly payments vary from $11.49 to $30.27 per $1,000 borrowed depending on term and interest rate. The minimum monthly payment will be no less than $50.00.

Traditional Installment Loan
Traditional Installment Loan
24/7 Customer Service

Call for emergency service or schedule an appointment online.

Benefits of Financing with Aire Serv

You can count on your Aire Serv team for reliable, round-the-clock service. Our experienced professionals are ready, day or night, to respond to any HVAC emergencies. We're available 24/7, even on weekends, holidays, and after business hours, with no overtime charges!

Whether you need home or commercial HVAC services, we’re committed to getting the job done right! We back this up with the Neighborly Done Right Promise®, which guarantees your satisfaction.

  • Aire Serv offers expert air conditioner repair and replacement services to ensure you stay cool and comfortable.
  • Your local Aire Serv service professionals provide fast, reliable heater repair and installation. Whether you have a heat pump, furnace, or another system, we'll work efficiently to restore your heat and ensure you are comfortable.
  • We can help ensure your HVAC system receives the preventative maintenance it needs to help avoid breakdowns, extend its life, and optimize energy efficiency.
  • Aire Serv offers custom packages to improve indoor air quality with air purification systems, helping reduce allergens and eliminate odors.
Aire Serv expert at work.

Find an Aire Serv Near Me

Let us know how we can help you today.

Call us at (847) 865-9134
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